Inflation-Adjusted Goal Planner
Calculate the future cost of your goals adjusted for inflation, and the monthly SIP required to achieve them.
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"Projections are calculated assuming compound return rate factors and do not guarantee future returns."
About this Calculator
Calculate the future cost of your goals adjusted for inflation, and the monthly SIP required to achieve them. Use our parameters to slide and adjust calculations corresponding to your income or goals.
Calculation Formula
Future Value = Today Cost * (1 + Inflation)^Tenure. Required SIP = Future Value / SIP Future Value Factor.
FAQs & Help
Inflation reduces the purchasing power of money over time. Rs. 10 Lakhs today will feel like Rs. 24 Lakhs in 15 years at 6% inflation, meaning you must save for the future value, not today's cost.
Historically, CPI inflation in India averages between 5.5% and 6.5%. For education and healthcare goals, it is recommended to assume 8-10% inflation.
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